We are a young and ambitious team of insurance experts who decided one day to bring some positive disruption to UAE’s car insurance market 😎 (and soon to Bahrain!)

We compared the UAE car insurance market with other markets in the world. We discovered that there was a significant portion of UAE drivers being underserved, or better, overcharged: people who use their cars for daily commute to work nearby, and those who own a second car which they sometimes use for weekend trips. People like you.

Unfortunately, traditional car insurers don’t consider your driving behavior as an important pricing factor for your insurance premium. In simple terms, you don’t get cheaper car insurance than someone who drives daily from Durrat Al Bahrain to Manama, covering over 30,000 km in a year,, or someone that drives recklessly. Not fair, right?

With this in mind, we created Beema Pay-per-kilometer ; the first of its kind in the region.

Apart from disrupting the market with this new type of car insurance, we have another significant mission. We do everything transparently and efficiently.

While insurance could be considered a science, it should first and foremost be of service to regular people. That’s why we don’t hide behind obscure legal terms and insurance jargon. We talk to you in plain and simple language.

We go where you tell us to go. Customer feedback is our most important driving force when it comes to developing new product perks or improving a process. So don’t shy away from sharing your feedback and suggestions: the more input we get, the more we can tailor our product to your needs.

Find out more on how our Pay-per-kilometer insurance works here.

We are young, but we have a solid backing. And our insurance policies are underwritten by some of the most trusted insurance brands in the world, BKIC (referred to as GIG BAHRAIN).

If you’d like to review the terms regarding the use of our website or to find out more about our insurance terms and conditions, click here.

Your information is in safe hands. We don't disclose personal data with anyone, apart from what is required to manage your insurance policy and abide by the law.

For instance, when you purchase a car insurance policy with us, we share the relevant data with GIG Bahrain, who underwrites our policies. Doing so, we can issue all the relevant certificates for your insurance, and keep you in their systems in case you need to file a claim in the future.

If you wish to read up on the privacy terms, check our Privacy Policy.

Email us anytime at support@bkicbeema.bh.

If you have any urgent questions (for instance, regarding a claim, or a pending quote), you can reach us at 8007-8007. Our office hours are Saturday to Thursday, from 8 am to 5 pm.